Thursday, October 8, 2009

Of car hires ...

Always check what arrangements are available at your car hire location.

Conveniently, Enterprise have a "We'll Pick You Up" service. You do not have to spend cab fare to pick up your car!

Avis on the other hand have what is called a "Delivery and Collection Service".

Do remember to return your rental car with the same amount of petrol to avoid exorbitant charges.

Note that online travel agents may not disclose the final daily rate of your car rental. There is an 8.75% tax added, as well as many optional insurance add-ons. Check your Travel Insurance and be ready to accept/decline which cover. It is probably a good idea to purchase an additional liability insurance which protects you from Third Party claims.

I quote verbatim below from the AVIS website:

Loss Damage Waiver (LDW)

Renters may purchase loss damage waiver (LDW) that reduces the financial liability for loss or damage to the Avis car as long as they comply with the terms of the Avis rental agreement. Cost of LDW will vary by location, car group and rate. If you have rental car coverage through your personal insurance or charge card, LDW offers maximum protection while your personal insurance or charge car may contain a deductible.

Personal Accident Insurance (PAI)

Return to top of pagePersonal Accident Insurance (PAI) provides accidental death benefits and emergency medical expense benefits to the renter and all passengers in the Avis car.

The renter is covered 24 hours a day during the rental for the following:
-$175,000.00 accidental death
-$2,500.00 medical coverage for injuries due to an accident
-$250.00 for ambulance expenses

The passengers are covered while in the car for the following:
-$17,500.00 accidental death
-$2,500.00 medical coverage for injuries due to accident
-$250.00 for ambulance expenses Exceptions:

NEW YORK: The renter is covered 24 hours a day during the rental for the following:
-$175,000.00 accidental death
-$3,500.00 medical coverage for injuries due to an accident
-$250.00 for ambulance expenses

Personal Effects Protection (PEP)

Return to top of pagePersonal Effects Protection insures the personal belongings of the renter and the immediate family members who are traveling with the renter. The maximum coverage is $600.00 per claim, with a maximum coverage for individuals of $1,800.00. Exceptions:

NEW YORK: Personal Effects Protection insures the personal belongings of the renter and the immediate family members who are traveling with the renter. The maximum coverage is $500.00 per claim, with a maximum coverage for individuals of $1,500.00.

Additional Liability Insurance (ALI)

Renter may purchase Additional Liability Insurance (ALI) at the time of rental. ALI provides additional protection for bodily injury, death or property damage and increase the limits to one million dollars. When ALI is purchased, Avis will always provide the Financial Responsibility Limits (FRL) on a primary basis.

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